California Foreclosure Relief Lawyer
For individuals or families with higher income or asset values, or those who do not qualify for Chapter 7, the Chapter 13 bankruptcy process offers valuable benefits and viable debt relief strategies. Commonly referred to as restructuring bankruptcy, the Chapter 13 process allows for the creation of an affordable repayment plan that is designed to help you catch up on past due obligations. Following the successful completion of the three-to-five-year repayment plan, your remaining debt is discharged, leaving you free to rebuild your financial future without worry.
As a knowledgeable Pasadena Chapter 13 bankruptcy lawyer, I leverage more than 30 years of experience to offer detailed advice on your Chapter 13 filing options. Whether you have received notice of foreclosure, or hope to avoid foreclosure proceedings in the future, I work to help you complete the most beneficial and effective Chapter 13 application possible.
Structuring Your Chapter 13 Filing for Maximum Effectiveness
The key to a successful Chapter 13 filing is to create a payment plan that easily fits into your budget. To do so, I will conduct a careful examination of your debts, your disposable income and your spending habits before offering the advice you need to create a plan that offers the best chance for successful repayment.
Once your plan has been filed, I will help you deal with any issues arising from creditor claims. As your lawyer, I remain accessible throughout the life of your repayment plan and can provide assistance amending your payment amounts following changes in income or employment.
As an experienced Chapter 13 attorney, I have also learned legal strategies for stripping the second mortgage off of your home and turning it into unsecured debt, thereby allowing it to be discharged upon the completion of your repayment plan.
Contact My Office Today
Whether you have been served notice of foreclosure or feel that foreclosure proceedings are impending, I have the knowledge and experience needed to help you complete the most effective Chapter 13 bankruptcy application possible. Upon completion of your application, an automatic stay goes into effect, immediately ending foreclosure proceedings, wage garnishment, repossession and creditor harassment.
Contact my office online or call 626-389-8575 or toll free 888-368-8941 to schedule a free consultation to discuss your Chapter 13 concerns today.
Pursuant to 11 U.S.C. section 528(a)(4) of the bankruptcy code, we are required to state: we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
