Compassionate Guidance From an Experienced California Chapter 13 Bankruptcy Attorney
Struggling to make ends meet in today's trying economy can be a frustrating and emotionally draining experience. Whether you have lost your job, are unable to work due to illness or injury, have recently divorced or have simply fallen behind on your financial obligations, you may be able to find relief with the assistance of an experienced Pasadena bankruptcy lawyer.
I am Phillip Myer, and as an experienced debt relief advocate, I believe in providing detail-oriented, effective representation to clients throughout Los Angeles County. As a Pasadena bankruptcy lawyer with more than 30 years of experience, I am confident in my ability to help you address even the most complicated debt relief issues and can offer advice on a number of matters, including:
- Bankruptcy strategies: One of the most common questions I am posed with is simply, "Is bankruptcy the right strategy for me?" While bankruptcy is not the best course of action in all cases, the process does offer many benefits to a large number of individuals and families. I take great care to help you understand what bankruptcy programs you qualify for, and how you can benefit from them.
- Chapter 7 bankruptcy: Often referred to as liquidation bankruptcy, Chapter 7 allows for the complete discharge of your unsecured debts following the sale of certain assets. I will help you complete the Chapter 7 means test to determine if you qualify. If you do, I will let you know what to expect as we move forward.
- Chapter 13 bankruptcy: The Chapter 13 debt restructuring process is a strategy that may allow you to stop foreclosure proceedings or eliminate your debt without losing your home and other key assets. In Chapter 13 bankruptcy, you are given three to five years to pay some or all of your debts at an affordable monthly rate. At the end of the repayment period, any remaining debt is eliminated, leaving you with a clean slate upon which to start rebuilding your credit and your financial life.
Whatever your specific bankruptcy concerns may be, I work diligently to provide the insightful and personalized advice you need to make the wisest debt relief decisions possible.
Contact a Los Angeles County Bankruptcy Attorney
To schedule a free consultation to discuss your unique situation, please call 626-389-8575 or toll free 888-368-8941. You can also contact my law firm online.
Pursuant to 11 U.S.C. section 528(a)(4) of the bankruptcy code, we are required to state: we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
